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World2Cover Travel Insurance
World2Cover Travel Insurance
Written by
Rachel Gregg
Edited by
Ellie Garran
Reviewed by
Adrian BennettEasily compare Travel Insurance
Save time and effort by comparing a range of travel insurance policies with iSelect
Long story short
World2Cover aims to keep travel insurance simple
With flexible travel insurance policies and 24/7 assistance, you can travel with peace of mind on your holiday.
Recognised for its award-winning cover
World2Cover has won multiple awards over the years, with recent recognitions for cruise and international cover.
Kids can be covered on your policy, too
You can add dependants up to 19 years old to your policy, making it easier to keep the whole family under one plan.1Dependant means any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the certificate of insurance as your dependant. Dependants can be covered at no extra cost if they have not disclosed any medical conditions requiring assessment. Terms, conditions, exclusions, limits and sub-limits apply. Refer to product disclosure statement for full details.
Who is World2Cover?
World2Cover is a travel insurance brand issued by Tokio Marine & Nichido Fire Insurance Co., Ltd., a member of Tokio Marine Group: one of the top-ranking non–life insurance companies worldwide. Since its launch in 2015, World2Cover’s mission has been to keep travel insurance simple and straightforward.
What does World2Cover offer?
World2Cover offers award-winning coverage with 24/7 overseas emergency assistance across the globe, the option to reduce your excess to $0 and the free inclusion of dependants of up to 19 years of age on your policy.2Dependant means any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the certificate of insurance as your dependant. Dependants can be covered at no extra cost if they have not disclosed any medical conditions requiring assessment. Terms, conditions, exclusions, limits and sub-limits apply. Refer to product disclosure statement for full details.
Dependant coverage
World2Cover lets you include dependants of up to 19 years on your policy at no extra cost.3Dependant means any of your children, stepchildren, foster children or grandchildren who are 19 years of age or under at the time you purchase your policy, financially dependent on their parents or grandparents, not working full time, travelling with you for your entire trip and listed on the certificate of insurance as your dependant. Dependants can be covered at no extra cost if they have not disclosed any medical conditions requiring assessment. Terms, conditions, exclusions, limits and sub-limits apply. Refer to product disclosure statement for full details. That can make travel insurance for family trips simpler to organise, with one less thing to juggle before you head off.
24/7 overseas emergency assistance
World2Cover offers access to worldwide medical and emergency assistance 24 hours a day, 7 days a week. So, if you get sick overseas or have an accident while travelling, you can get the help you need, no matter what country you’re in.
Award-winning cover
World2Cover has earned multiple travel insurance awards since its launch in 2015, including the Outstanding Value Award International Travel Insurance from Canstar 8 times, as well as the Outstanding Value Cruise Travel Insurance from Canstar 4 times. These awards help show that World2Cover has built a strong reputation for knowing what it’s doing when it comes to backing up your trip.
Option to reduce your excess to $0
Don’t want to be out of pocket if you need to claim? World2Cover gives you the option to reduce your excess to zero on selected travel insurance policies. This will attract an additional premium but that means, if you do need to make a claim, you may not have to part with a single cent.
What types of travel policies does World2Cover offer?
World2Cover has domestic travel insurance, and top, essentials and basics plans for destinations all across the globe. Depending on the coverage level you choose, it could help protect you from a range of common travel mishaps.
Domestic travel cover
World2Cover’s domestic travel insurance is designed for trips within Australia and can cover travel-related expenses that Medicare won’t cover, like lost luggage, cancelled flights or pre-paid activities, and rental car excess.
If you’re exploring a new corner of Australia’s vast landscape, a domestic travel insurance policy can help you out for any unplanned potholes you might chance upon along the way.
Basics cover
World2Cover’s basics travel insurance is an overseas travel insurance policy that focuses on protection for emergency medical and health-related costs. It’s designed for travellers who want basic international cover without paying for broader benefits.
Some basic policies might come with limited luggage benefits, so make sure to check their Product Disclosure Statement (PDS) before buying.
Essentials cover
World2Cover’s essentials travel insurance is a middle level of cover for common travel issues like travel delays; cover for lost, damaged or stolen bags; and personal liability. It may suit travellers who want more than basic medical coverage but don’t want the higher levels of coverage that a comprehensive policy offers.
Top cover
World2Cover’s top cover travel insurance offers a high level of cover for a broad range of travel risks, including cancellation fees, travel delays, rental car excess, and stolen money and travel documents. It’s designed for travellers who want all their bases covered or have planned a more expensive trip.
More comprehensive travel insurance can include higher benefits than lower tier options, but you should still check all the exclusions and conditions to make sure it covers your trip.
Helpful tip
Taking valuable items, like a fancy DSLR camera or laptop, on your trip? It’s worth checking your policy’s item limits before you head off. If your belongings are worth more than the limits provided in your insurer’s policy, make sure to add extra cover. A quick check of your limits now could save you from a lot of pain in a worst-case scenario.
Adrian Bennett
General Manager for General Insurance
Frequently asked questions
Can I access my World2Cover account online?
With World2Cover, the quickest way to make a claim is online. But to change your policy or update your information, you’ll need to call World2Cover during its operating hours.
What are the excess options for World2Cover travel insurance?
World2Cover’s standard excess is $200, but for some of its policies, you can reduce the excess to $100 or $0. If you reduce your excess, you could see a shift in your premium price (depending on what you change your excess to). An excess is an agreed amount that you need to pay if you make a claim. It works like a pre-agreed amount that’s taken out of your insurance claim. So, if you make a claim for $2,000, the excess you pay (say, $200) means that your insurer pays $1,800 of the bill.
How do I make a claim on my World2Cover travel insurance policy?
You can make a claim with World2Cover by lodging it online within 30 days of your return home. Just register the email address linked to your policy and set up a password. After logging in, fill in all the details and provide any supporting documents like receipts or boarding passes. Once it’s all submitted, your claim will be assessed in 10 business days.
You can also submit a claim over the phone or by mail. If you’re calling, make sure to call the right number for your location, and check that you’re calling within the Australian line’s operating hours.
What payment options does World2Cover have?
You can pay your World2Cover travel insurance premium by credit card.
Find travel insurance made simple
Counting down the days to your next trip? While it’s important to make sure you’ve got all the right gear packed, don’t forget about ticking travel insurance off your to-do list. Travel insurance is there to help protect you against things you don’t necessarily want to think about happening on a trip, like cancelled flights, so you can focus on the fun stuff. Start comparing from a range of travel insurance policies and brands with iSelect before you take off.
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Save time and effort by comparing a range of travel insurance policies with iSelect
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