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Everything Car Insurance
Need help getting to grips with car insurance?
We’ve got you covered with lots of useful information.
Car insurance basics
Do I need car insurance?
While only compulsory third-party (CTP) insurance is mandatory, lots of Aussie drivers choose to extend their coverage with other types of car insurance. Whether you need to repair your own car or the one you accidentally hit, it might be worth it.
When should I start my car insurance?
If you’re planning on getting a new car, starting your car insurance on the right foot from day one could mean greater peace of mind for you.
Comprehensive or third-party cover?
Comprehensive car insurance can be a no-brainer for new car owners or for drivers who want more protection. Third-party insurance means less coverage, but it’s a more budget-friendly option. Of course, there’s more to these two options, too.
Agreed value vs market value
If you’re comparing car insurance options, or simply going over your existing policy, understanding the difference between agreed value and market value is key. Otherwise, you could be in for a shock if you ever need to make a total loss claim.
Car insurance excess
No one looks forward to making a claim on their car insurance, but if that day comes, you’ll want to know about your excess. This can include when and how it applies, as well as how much cash you’ll need on hand at the mechanic.
Blue Slip vs Pink Slip vs Green Slips
NSW uses Pink Slips, Blue Slips and Green Slips to organise regos and help ensure that road users are protected. If you’re going to be registering your car and driving in the Premier State, it’s important to know what they are and why you might need them.
Cover notes: What were they?
Back in the day, cover notes provided motorists with temporary cover while they shopped around for car insurance. Now, most insurance policies come with a cooling-off period, which could offer you the same benefit.
Claims and accidents
Had a car accident? Here’s how you claim
There’s no doubt being in a bingle can leave you shaken up. But once you’ve shaken off the feeling, it’s time to think about tackling the insurance claims process. We can help with that!
Not at fault? No car insurance?
If you’re in an accident that’s not your fault but you don’t have car insurance, it’s important to know what to do – especially if you don’t want to be stuck with the repair bill!
Not-at-fault claims: how do they work?
A not-at-fault claim can play out in one of many ways, unfortunately sometimes with you paying to repair your car. That’s why it helps to know your rights, what evidence to collect, and how sometimes you might need cut your losses.
Costs to replace a windscreen
While it might be a simple fix in theory, replacing or repairing your car’s windscreen can quickly run up a bill. But don’t start worrying just yet – your car insurance could save the day.
How car insurance works for write-offs
Having your car written off can be quite unsettling! Thankfully, comprehensive car insurance is a safe bet if you want write-off protection for your car. Learn how car insurance might work for a write-off and what to expect along the way.
Policy changes and renewals
How does moving house affect premiums?
Moving house comes with plenty of paperwork, and that includes needing to update your car insurance. Where you move to and even where you park your car at your new address could affect your premium. But you might be able to cut some costs, too.
How do I switch car insurance?
If it’s time to say goodbye to your current car insurance, there are a few steps you can follow to make things run smoothly, as well as potentially getting better value from your next policy.
Renewing your car insurance
Another year gone by with your insurer. Do you stay or switch? Well, renewal time is one of the best chances you’ll get to weigh up your car insurance options and get on board with the one that works for you.
Special cases
Hit a kangaroo? What next?
Kangaroos can be absolute units. And hitting one at high speeds can do some serious damage to your car. Learn how best to avoid an animal collision and how insurance can cover you if you do hit one.
Can I get black box car insurance?
Black box car insurance hasn’t really taken off in Australia. But if it does, insurers could use it to monitor your driving style. And if you’re a safe driver, it could be your ticket to cheaper car insurance.
What is windscreen cover?
Windscreen insurance cover is a common optional extra with comprehensive car insurance policies that could potentially save you if your windscreen is damaged.
iSelect General Pty Ltd (ABN 90 131 798 126. AFSL 334115) has partnered with Compare the Market (ABN 83 117 323 378. AFSL 422926) to compare a range of car insurers and policies. Not all providers in the market or all policies offered by the partners are compared and not all policies or special offers are available to all customers.
A number of our participating general insurance brands are arranged by Auto & General Services Pty Ltd ACN 003 617 909 on behalf of Auto & General Insurance Company Limited 111 586 353, both of which are related entities of iSelect Limited. Our relationship with those companies does not impact the integrity of our comparison service. Click here to view iSelect’s range of providers.
Any advice provided by iSelect is of a general nature and does not take into account your objectives, financial situation or needs. You need to consider the appropriateness of any information or general advice iSelect gives you, having regard to your personal situation, before acting on iSelect’s advice or purchasing any policy. You should consider iSelect’s Financial Services Guide which provides information about our services and your rights as a client of iSelect. iSelect receives commission for each policy sold that is a percentage of the premium or a flat fee. Ask us for more details before we provide you with any services.